The Capital One Venture also provides a Global Entry or TSA PreCheck application fee credit every four years (up to $100). Benefits only available to accounts approved for the Visa Signature card. But the Capital One Venture and Capital One Savor both provide extended warranty protection, travel accident insurance, and no foreign transaction fees. These two cards offer benefits that are admittedly less extensive than what you'll find on many of the premium travel rewards cards. (Photo by George Frey/Bloomberg/Getty Images) Get a TSA PreCheck credit with the Capital One Venture. Related: To transfer or not to transfer: What to do with Capital One miles Other benefits Winner: If you'll utilize the transfer partners for at least some redemptions, the Capital One Venture wins in terms of redeeming. However, the Capital One Venture also provides the ability to transfer miles to hotel and airline partners, which may allow you to get more than one cent per mile in value. Redeeming rewards for one cent each is simple with both cards, as you can redeem for cash back with the Capital One Savor or redeem for travel with the Capital One Venture. And you can redeem your cash-back rewards for any amount by signing into your account or using Capital One's mobile banking app. As long as your account is open, your rewards won't expire. Redeeming is simple with the Capital One Savor. This is one of the reasons why The Points Guy himself, Brian Kelly, recently said the Capital One Venture would be the only card in his wallet if he could only have one card. So, you can get the best of both worlds with the Capital One Venture: the flexibility of transferrable miles and the simplicity of fixed value redemptions. Redeem at a fixed value for travel (1 cent each).Transfer to hotel or airline partners (1.85 cents each per TPG's valuations).To get the most value from the Capital One miles earned by the Capital One Venture, you'll want to redeem your miles in one of two ways: (Photo by FreshSplash/Getty Images) Capital One Venture Related: 3 reasons why you want a cash-back credit card in your wallet Redeeming Winner: I'm not going to pick a winner in this section, as it depends on your spending habits and the other credit cards you currently carry. In particular, you should determine whether you'd get more value out of the Capital One Savor's 4% cash back earnings on dining, entertainment, and popular streaming services or the Capital One Venture's 2x earning on everyday non-bonus spending. So, to pick the best card for you, you must consider what earning style you prefer and what earning gaps currently exist in your credit card portfolio. These two cards have very different earning schemes: the Capital One Venture earns 2x miles on all purchases, while the Capital One Savor earns bonus cash-back rewards on dining, entertainment, select streaming services, and groceries.
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